Coverage Comparison | Standard Policy | Expanded Policy |
|---|---|---|
| Someone else owns an interest in your title |  | |
| A document is not properly signed | | |
| Forgery, fraud, duress | | |
| Defective recording of any document | | |
| There are restrictive covenants | | |
| There is a lien on your title because there is: a) a deed of trust b) a judgement, tax, or special assessment c) a charge by the homeowner's association | | |
| Title is unmarketable | | |
| Mechanic's lien protection | |
|
| Forced removal of a structure because it: a) extends on to other land or on to an easement b) violates a restriction in Schedule B c) violates an existing zoning law* | |
|
| Can't use land for single-family-residence because the use violates a restriction in Schedule B or a zoning ordinance | |
|
| Pays rent for substitute land or facilities | |
|
| Unrecorded lien by a homeowner's association | |
|
| Unrecorded easements | |
|
| Rights under unrecorded leases | |
|
| Plain language | |
|
| Building permit violations* | |
|
| Compliance with Subdivision Map Act* | |
|
| Restrictive covenants violations | |
|
| Post Policy encroachments | |
|
| Post Policy damage from mineral or water extractions | |
|
| Post Policy living trust coverage | |
|
| Enhanced access - vehicular and pedestrian | |
|
| Map not consistent with legal description | |
|
| Post Policy automatic increase in value up to 150% | |
|
| Post Policy adverse action possession | |
|
| Post Policy cloud on title | |
|
| Post Policy prescriptive easement | |
|
| Covenant violation resulting in reversion | |
|
| Boundary wall and fence encroachments* | |
|
| Enhanced marketability | |
|
| Violations of building setbacks | |
|
| Discriminatory covenants | |
|
| Insurance coverage forever | |
|
| Post Policy fraud | |
|
*Subject to a deductible and a maximum indemnity liability, which may be less than the policy amount. |
